If you want a new example of what you can put together if you have modeling and animation experience, look no further than Aino Heart from Arcana Heart.

http://ef-12.com/?page_id=4262
(click on the first image to download the character)

This character was shown off at EF-12's indie booth at TGS. Now, she's yours to download. Take notes! Her gameplay isn't Arcana Heart, but you can see the general idea.